Fiduciary Wealth Management

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Yes.  As a fiduciary, it is an investment adviser’s responsibility to provide fair and full disclosure of all material facts and to act solely in the best interest of each of our clients at all times. We have a fiduciary duty to all clients. Our fiduciary responsibility is considered the core underlying principle for our Code of Ethics. 

Individuals and families within our Petaluma community dealing with a life changing financial event such as:

• Retirement
• Inheritance
• Settlement
• Business Sale

• They desire hands-on, personal service.
• They want to work with an experienced fiduciary firm.
• They value their time by delegating day-to-day financial obligations.
• They want to be empowered by collaborating on high-level issues.

Our typical managed account has a minimum of $500,000. Although most of our clients have entrusted us to manage well over $2 million of their wealth, we are dedicated to providing the same outstanding advice and investment management services to the families within our community, regardless of account size.

Our responsibility is to be your financial coach and partner – to sit on the same side of the table as you. If you benefit, we benefit. If you have setbacks, so should we. With this mindset, we have structured our firm to be “Fee-Only,” not fee-based, and do not collect any trading or sales commissions. We also filter out exorbitant and unnecessary costs commonly found within the financial industry.  Our fees are based simply on a percentage of the money you have entrusted us to manage. 

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We do not...

• guess or speculate on market direction, otherwise known as "market timing."
• pick individual stocks or bonds.
• sell annuities, insurance, or any financial products.

For every account we manage, large or small, we...

• invest in the best interest of our clients.
• only purchase diversified low-cost funds.
• base our decision-making on robust academic data and research.
• follow a disciplined, transparent process agreed upon with each individual client.
• proactively review and rebalance accounts at a minimum, quarterly.

No, as an Independent Firm, we decided long ago that our job is to focus all our attention on being the advisor, and our client accounts should be held and protected by a recommended custodian. Considering this, our firm has an arrangement with Charles Schwab & Co, Inc. to custody our Private Client Group client accounts.  Through our ongoing due diligence and considering a wide range of factors for the best interest of our clients, we determined that Schwab provides the most advantages when compared to other available providers and their services. Click here to learn more.

Feel free to give our office a call or complete the contact form below. You can also review our "Firm Brochure" by clicking here.